Post-Merger Analysis of the Financial Performance of SG-SSB

The study focused on the post-merger analysis of the financial performance of SG-SSB. Data from ten years from 2004 to 2013 was used to analyse financial performance. The analysis and discussion of the data point to three key findings. First, the study revealed a significant difference in the financial performance of the bank’s pre-acquisition and post-acquisition periods. In relation to the determinants of the post-acquisition financial performance of the bank, it was found that the mergers and acquisition of SG-SSB have had a positive impact on the bank's financial performance. It was also found that macroeconomic variables have an adverse relationship with the bank's financial performance. Therefore, SG-SSB should strengthen its banking processes to enhance the efficiency of operations and further improve the bank's liquidity.